Multi-Currency IBAN Accounts for International Expansion

Send and receive funds with multi-currency virtual IBANs

Available in 100+ jurisdictions

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Trusted Partner Across Dynamic Verticals

We understand the unique needs of both medium and high-risk verticals.

Trusted by 300+ businesses
Forex broker

A well-established, licensed Forex broker based in Seychelles

Challenge

The company lost access to its EU payments account after its Singapore-based bank terminated the relationship, putting European operations at risk.

Solution

Clarity Global restored transaction flow by opening SEPA and SWIFT accounts, activating SEPA within three business days, and providing step-by-step onboarding with full document review and personalized support.

Outcome

Fast coordination, direct provider relationships, and deep expertise in documentation requirements enabled immediate business continuity.

IT services company

A mid-sized Belgian IT services company

Challenge

2–3 day payment delays and unnecessary fees when receiving CAD transfers from Canadian clients, as all payments were processed via international SWIFT instead of local rails.

Solution

Clarity Global provided a Canada Local account with Interac and CAD local rails, allowing instant domestic collections and same-day payouts, personalized onboarding with clear documentation guidance and ongoing monitoring.

Outcome

Same-day local CAD transfers with zero fees for Canadian clients replaced SWIFT delays, improving cash flow and customer satisfaction.

Dubai skyline

A fast-growing digital marketing agency from Dubai

Challenge

Operating across the EU and UK, the agency faced slow settlements, high FX fees, and reconciliation issues with local UAE accounts. Their existing bank could not support SEPA transfers required by EU partners.

Solution

Clarity Global provided dedicated European IBANs, enabling SEPA and SWIFT payments under the company's name, integrated EUR and GBP rails, and optimized FX. By leveraging Clarity's multi-provider network, the agency could receive EU payments locally and pay European suppliers instantly, without intermediaries or excessive conversion costs.

Outcome

Clarity Global enabled same-day EUR payments between the Dubai firm and Europe, leading to reduced fees, improved cash flow, strengthened EU partnerships, and supported confident market expansion.

Marketing company

A French online marketing company
served clients worldwide

Challenge

The company accepted payments from around the world, with most revenue coming from the Middle East and East Asia. Growing payment volumes triggered increasing banking bureaucracy, causing delayed payments, and costly FX conversions.

Solution

Clarity Global established a dedicated international account, enabling direct foreign payments and eliminating French banking bureaucracy. FX processes were optimized, with funds in USD, CNY, SGD, and SAR converted to EUR at market rates on the same day to cover operating expenses.

Outcome

Funds now arrive within one day instead of 3–5, eliminating payment rejections and increasing turnover. Aligned banking partners enabled fast SWIFT setup, same-day settlement, EUR conversion, and seamless transfers to a French account.

E-commerce and crypto

A large Polish e-commerce company
accepted client payments in crypto

Challenge

Operational inefficiencies in crypto-to-fiat conversion required multiple steps, including settlement to a fiat account before supplier payments. Extensive KYC processes added onboarding friction, leading to payment delays, higher fees, and cash flow gaps.

Solution

Clarity Global deployed a tailored crypto-fiat gateway linked to an aggregated EUR SEPA IBAN. Incoming crypto payments were instantly exchanged via a liquidity partner, and credited to the client’s account within the same day, eliminating redundant transfers and ensuring compliant settlements.

Outcome

Conversion time dropped from 3–5 days to same-day settlement, cutting processing costs by ~30%, improving liquidity, and streamlining accounting through a single provider.

Hong Kong skyline

Hong Kong companies using corporate cards at European expos

Challenge

Hong Kong business participants attending major European expos needed transparent payment tools for travel and event expenses, but traditional cards were constrained by geographic limits, high FX fees, and slow settlements, creating operational challenges abroad.

Solution

Clarity Global opened corporate card and SWIFT accounts enabling Hong Kong dollars (HKD) transfers, converted into EUR, and card top-ups so the client could spend freely in EUR with efficient cross-currency fund management.

Outcome

Clarity Global enables instant corporate card issuance funded by fiat or crypto, with real-time balance visibility, card-to-card transfers, and advanced expense controls — ideal for international teams managing global operations and events.

Looking for reliable multi-currency accounts to scale your business globally?

Accept and manage funds with dedicated or aggregated accounts for both businesses and individuals.

FAQ

What is a multi-currency account?

A Clarity Global multi-currency account enables businesses to receive payments from customers and pay team members and contractors efficiently and cost-effectively in 70 currencies, providing access to 180 countries and territories. In addition, we offer currency exchange services and access to on/off-ramp solutions through our trusted partner network.

Can I make SWIFT and SEPA transfers?

Yes, you can send and receive both SWIFT and SEPA payments. You also have access to CHAPS, ACH, Interac (receive only), and other local payment rails.

How does Clarity Global Inc. secure my money?

Funds are held with duly authorized and regulated banking partners in Canada, the EEA, and the UK, and are protected through safeguarding measures. Client funds are kept separate from company operating accounts in accordance with Canadian regulations and established banking security standards.

Are there any monthly limits on the amount I can process with a multi-currency account?

Clarity Global does not impose any monthly limits on transaction amounts for multi-currency accounts. However, certain transactions may be subject to additional review and compliance checks.

How long does it take to open a multi-currency account?

If you promptly provide the required company details, KYC documents and complete UBO and director verification, account opening takes up to 3 business days. This applies to active companies with acceptable jurisdictions, business models, and residency of UBOs and directors. Additional requirements and timelines may apply to companies from high-risk markets & industries.